* A conditional offer may be made within minutes but is ultimately subject to validations of applicant(s) and security property details. Five business day funding timeline assumes prompt required actions and approvals from applicant(s) and their first charge lender. Funding timelines may be longer if we cannot automatically verify the value of your property with reasonable confidence. In addition, we assume your property is in at least average condition with no adverse external factors. In some cases, we might require a drive-by or physical valuation to confirm our assumption, which would lengthen the timelines.